Simple Budget by Paycheck

QUICK LOOK — Give every paycheck a job until there's nothing left to assign. A simple zero-based budget in Google Sheets.

What's inside

• The paycheck budget — a Google Sheets template where you assign each paycheck down to zero.
• Currency switcher — pick your currency (dollar, euro, pound, hryvnia and more) in one cell.
• Paycheck Budgeting 101 — the paycheck method explained with a real worked example.
• Printable Paycheck Kit — a Paycheck Plan Sheet (one per paycheck, get LEFT TO ASSIGN to zero), a Bill Due-Date List that maps each bill to the paycheck that pays it, and a Monthly Money Check-In.

What you get

• The Google Sheets template, saved to your own Drive.
• The Budgeting 101 guide and the printable kit.
• Instant download, pay once, undated so it works every month.

Who it's for

• You're paid on a schedule and want each paycheck planned, not the whole month guessed.
• You want the simplest possible zero-based budget, nothing extra.
• You already live in Google Sheets.

How to start

1. Make your own copy of the sheet to Google Drive.
2. Set your currency and list your bills against the paycheck that pays them.
3. Assign each paycheck until LEFT TO ASSIGN hits zero.