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Simple Debt Payoff Tracker
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Budget · Google Sheets & Excel
Simple Debt Payoff Tracker
Regular price
$8.99 USD
Regular price
Sale price
$8.99 USD
QUICK LOOK — Pick snowball or avalanche and watch the debt-free date move. A simple debt tracker in Google Sheets.
What's inside
- The debt payoff tracker — a Google Sheets template with a payment log; order your debts by smallest balance (snowball) or highest rate (avalanche).
- Currency switcher — pick your currency in one cell.
- The Debt-Free Starter Guide — snowball vs avalanche, explained with real numbers.
- Printable Debt Payoff Kit — a Debt Thermometer you colour in as you pay down, a Debt List, and a Monthly Payment Sheet.
What you get
- The Google Sheets template, saved to your own Drive.
- The starter guide and the printable kit.
- Instant download, pay once, undated.
Who it's for
- You have a few debts and want one clear plan, not a spreadsheet you have to build.
- You want to see the payoff date change when you pay extra.
- You already use Google Sheets.
How to start
- Make your own copy of the sheet to Google Drive.
- List each debt with its balance, rate and minimum.
- Choose snowball or avalanche and log each payment as you go.
⬇ Instant download
∞ Lifetime access
🚫 No subscription
🔄 Re-download anytime
What's inside
Everything you need, already built
Everything you need is already built in.
⚡
Auto-calculating
Enter your numbers once — totals, leftovers and category spend update instantly.
📊
Visual dashboard
Clean charts show where your money goes at a glance, not in a wall of numbers.
💸
Real pay cycles
Built around weekly, bi-weekly or monthly — whatever matches how you get paid.
🎯
Goal tracking
Set savings goals and watch progress bars fill as you go.
📱
Works anywhere
Use it on desktop or the Sheets / Excel mobile app — your plan travels with you.
📖
Step-by-step guide
A built-in guide tab walks you through setup in under 2 minutes.
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